New for 2026! JOON is Alma's Lifestyle Spending Account platform, giving you a monthly allowance to use on health & wellness and family care expenses. With JOON’s card-connected technology, simply link your credit or debit card and eligible purchases are reimbursed automatically—no receipts required. Because JOON is vendor agnostic, you have the flexibility to choose the products and services that fit your lifestyle, while also enjoying exclusive discounts from partners like Oura Ring, Thorne, and Vitamix. You’ll also gain access to more than 10,000 digital fitness classes and monthly wellness webinars to support your well-being.